The responsibility of caring for your aging parents may be overwhelming on your budget. However, federal, state and even local governments have developed senior care financial assistance programs to ease your burden. Most of these programs are easy to apply online. Here is a list of some of the programs you can take advantage of depending on individual status.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.